Student Loan Payments

Student loan payments have been paused since March 27, 2020. However, they are set to resume on October 1, 2021. A handful of United States senators are currently working to urge Biden to extend the pause on payments “until at least March 31, 2022”. According to economists, ending the pause may lead to widespread missed […]

read More

Real Estate Settlement Procedures Act

Federal law governing mortgage servicing, the Real Estate Settlement Procedures Act (“RESPA”), gives you the right to submit a “notice of error” to your servicer. Servicers must investigate and respond to your notice in a timely manner, either by confirming and correcting the error or explaining why it determined that there is no error.  If […]

read More

Chapter 7 Bankruptcy

Before you file for bankruptcy, you must take a credit counseling course. Upon completion of this course, you will be granted a certificate. This certificate will be filed alongside your bankruptcy petition. Your petition will detail what chapter you are filing, as well as information about your assets. If you are struggling with debt, contact […]

read More