It has been months since I applied for a loan modification. I have yet to hear back. What can I do?

Attorney Amanda Adrian can review your situation and determine if you have a viable RESPA claim against your servicer. In general, servicers are required by RESPA to evaluate all available loss mitigation options within 30 days and send you a written decision. It may be that your servicer considers your application to be “incomplete” or […]

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Public Service Loan Forgiveness (PSLF) Program

The Education Department released a public inquiry, which asked how the Public Service Loan Forgiveness (PSLF) Program can be improved. In just over one month, the inquiry received more than 33,000 responses. Many responses noted that the PSLF process is quite confusing, as individuals were rejected for relief with no clear explanation. According to The […]

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Homeowners Exiting Forbearance

There are approximately 1.6 million homeowners in forbearance, and 850,000 will exit in the first wave. This article details available options for homeowners who will soon be exiting forbearance. Post-forbearance options include modifying your loan, and choosing a payment option. If you wish to avoid foreclosure and are unsure of which path is the best […]

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