What Is a Foreclosure Scam and How Can You Avoid One?

A foreclosure scam occurs when a scam artist identifies their target, by scoping out troubled homeowners in public foreclosure notices. The scam artist then reaches out to these homeowners, falsely stating they can help them embark on a fresh financial beginning. If the homeowners take advantage of the scammer’s false promises, they often are evicted. […]

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Definition of “Chapter 7 Discharge”

What is a Chapter 7 discharge? A Chapter 7 discharge occurs at the end of a Chapter 7 bankruptcy case. The court declares that your dischargeable debts are officially wiped out. This allows for the debtor to embark on a fresh financial start.  If you find yourself wrestling debt, and are unable to pay it […]

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Reasons Why Student Debt Cancellation Proves Crucial Amid COVID-19 Pandemic

Lawmakers have been pushing President Biden to forgive $50,000 in student debt per borrower. Many may respond to that fact by stating student borrowers have not been as detrimentally impacted by the ongoing pandemic as other demographic groups. However, numerous facts assert that those who hold student debt have actually been hit hardest by the […]

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Attorney Amanda Adrian Boasts National Association of Consumer Advocates (NACA) Membership

Attorney Amanda Adrian is a member of the National Association of Consumer Advocates (NACA). The association prompts peer community networking, which stimulates consistent growth and successful practice of consumer law. Membership offers an advantageous supplement to a lawyer’s expertise in standing up for consumers against abusive business entities. If you are seeking a win as a result […]

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COVID-19 Emergency Relief Extended for Student Loan Borrowers

The U.S. Department of Education’s office of Federal Student Aid website serves as a reliable source detailing the latest updates relevant to payment of your student loans. Via the following link, you will find an update stating the COVID-19 emergency relief for student borrowers has been extended through September 30, 2021. The new initiative will […]

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Biden Calls for Forgiveness of $10,000 in Student Debt per Borrower

President-elect Joe Biden plans to forgive $10,000 in student debt per borrower, in a legislation separate from the newly unveiled $1.9 trillion stimulus package. There have been many calls for loan forgiveness due to the devastating financial impacts of the ongoing pandemic. Throughout the course of the pandemic, approximately 90 percent of federal student loan […]

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Another Round of Stimulus Coming

President Donald Trump has officially signed the new $900 billion COVID-19 economic relief package, leading to another round of stimulus checks being granted to millions of Americans. The package calls for $600 stimulus checks per person, but Trump is advocating for the amount to be raised to $2,000 per person. At this point however, according […]

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Things to Avoid When Filing Chapter 7 Bankruptcy

If you are considering filing for Chapter 7 Bankruptcy, there are numerous mistakes you need to avoid before and during the process. Before filing, things that should be avoided include favoring certain creditors over others, unnecessary credit card purchases and depositing unusually large amounts of money into your bank account. After filing, mistakes you must […]

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Filing Chapter 7 Bankruptcy

Due to the wide-reaching effects bankruptcy has on your legal and financial future, it is important you receive the help of a knowledgeable attorney when filing Chapter 7 bankruptcy.  According to the official website of the United States courts, there are many reasons why the assistance of an attorney is paramount when filing bankruptcy. An […]

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CARES Act Extends Student Loan Payments

Due to the CARES Act, a coronavirus relief initiative, borrowers have not had to repay their student loans since March. As the December 31 expiration of this pause of collections has been approaching, many borrowers have faced uncertainty. About 41 million borrowers had no way of knowing if the CARES Act legislation would be extended. Recently […]

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